I help insurers and MGAs automate and augment underwriting workflows using AI agents, built on the same enterprise stack most of them already run — .NET, SQL Server, and Azure.
Even the best underwriters lose hours to tasks that should be automated. Here's what I see across the market.
Manual data re-keying across submissions, quotes, and binders. Every extra step is a delay your competitors don't have.
Underwriting guidelines live in tribal knowledge, not code. That means risk appetite varies by desk, not by design.
Growing the book means growing the team proportionally. AI agents break that linear relationship.
Purpose-built AI systems that slot into your existing underwriting platform — not a rip-and-replace.
Agents that parse, classify, and prioritise incoming submissions so underwriters focus on the risks that matter — not the admin.
Rules-engine plus AI hybrid systems that route, flag, and pre-populate referrals with zero manual handoffs between teams.
AI assistants embedded into existing platforms that surface pricing, loss history, and exposure analysis in real time.
No black boxes. No vendor lock-in. Every engagement follows a transparent, iterative process built around your existing systems.
Deep-dive into your current underwriting workflows, systems, and pain points. I map the process end-to-end before writing a single line of code.
2 WeeksIterative development on your existing stack — .NET, SQL Server, Azure — with weekly demos and continuous feedback loops.
6–12 WeeksProduction deployment with full documentation, team training, and optional retained support to keep things running smoothly.
OngoingNo exotic infrastructure. No vendor lock-in. Production-grade code on the platforms your team already manages and trusts.
I'm Sam Matthews, a senior software engineer specialising in insurance technology. I spent 3+ years at CFC Underwriting — one of London's leading specialty insurers — building and maintaining the underwriting systems that powered their growth.
Now I combine that deep insurance domain knowledge with hands-on AI agent development to help carriers and MGAs modernise their underwriting operations. My background spans enterprise .NET, Azure, and SQL Server across insurance, hospitality, real estate, and defence — always on the same stack my clients already run.
If you're exploring how AI can improve your underwriting workflows, I'd like to hear about it.